html{scroll-behavior:smooth;scroll-padding-top:24px}body{color:#102e2e}.ref-logo{letter-spacing:-1px;font-size:25px}.hs-kicker{font-size:12px;letter-spacing:2px;font-weight:800;color:#347b75;text-transform:uppercase}.hs-brand-story{max-width:1140px;margin:0 auto;padding:70px 24px;display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:64px}.hs-brand-story img{width:100%;height:auto}.hs-brand-story h2,.hs-fit-section h2{font-size:38px;line-height:1.15;font-weight:800;letter-spacing:-1px}.hs-brand-story p,.hs-fit-section p{line-height:1.7}.hs-button{display:inline-flex;align-items:center;justify-content:center;background:#f5a623;color:#102e2e!important;border:0;border-radius:999px;font:inherit;font-weight:800;padding:17px 30px;text-decoration:none;text-align:center;line-height:1.3;cursor:pointer}.hs-secondary{display:inline-block;margin:16px;color:inherit}.hs-fit-section{padding:64px 24px;background:#edf5f4;text-align:center}.hs-fit-grid{max-width:1100px;margin:32px auto;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.hs-fit-grid article{background:white;border:1px solid #d9e5e2;border-radius:14px;padding:28px;text-align:left}.hs-fit-grid h3{font-size:22px;line-height:1.25}.hs-number{font-weight:800;font-size:34px;color:#468982}.hs-editorial{max-width:860px;padding:55px 24px;margin:auto;font-size:18px;line-height:1.7}.hs-editorial h1,.hs-stories h1{font-size:48px;line-height:1.12;font-weight:800;letter-spacing:-1.5px}.hs-editorial h2{font-size:30px;line-height:1.25}.hs-editorial form{margin-top:32px}.hs-editorial label{display:block;font-weight:600;margin:20px 0 8px}.hs-editorial input,.hs-editorial textarea{width:100%;padding:14px;font:inherit;border:1px solid #a6bfbb;border-radius:8px;box-sizing:border-box}.hs-editorial button{margin-top:24px}.hs-journal-brand{max-width:1100px;margin:auto;padding:24px;display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:11px;letter-spacing:2px}.hs-journal-brand a{font-size:25px;font-weight:800;text-decoration:none;letter-spacing:-1px;color:#276d69}.hs-stories header{max-width:870px;padding:50px 24px 60px;margin:auto}.hs-meta{font-size:13px;color:#667d79}.hs-lead{font-size:21px;line-height:1.65}.hs-story{padding:70px 24px;background:#f0f6f4}.hs-story-flip{background:white}.hs-story-grid{max-width:1120px;display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center;margin:auto}.hs-story-flip img{order:2}.hs-story-grid img{width:100%;height:auto;border-radius:16px}.hs-story-grid h2{font-size:36px;font-weight:800;line-height:1.2}.hs-story-grid p{font-size:18px;line-height:1.7}.hs-story-grid aside{border-left:4px solid #2c7774;padding:16px 22px;background:#e1efec;margin:25px 0}.hs-story-grid aside strong{font-size:12px;letter-spacing:1px}.hs-story-final{padding:70px 24px;background:#123b3b;color:white;text-align:center}.hs-story-final h2{font-size:40px;max-width:700px;margin:0 auto 24px;color:white}.hs-story-final p{font-size:20px}.hs-sticky{display:none}.hs-article-image{width:100%;height:auto;border-radius:16px;margin-top:30px;max-height:480px;object-fit:cover}.hs-reason{display:flex;gap:24px;border-bottom:1px solid #d7e5df;padding:22px 0}.hs-reason h2{margin-top:6px}.hs-skip{position:absolute;left:12px;top:-100px;z-index:999999;background:white;padding:12px}.hs-skip:focus{top:12px}.hs-kaching-form .hs-native-choice[hidden]{display:none!important}.hs-kaching-form kaching-bundle{display:block}.hs-kaching-form .ref-add{width:100%;margin:18px 0}.hs-buy-note{font-size:13px;line-height:1.5}.hs-buy .ref-price{font-size:26px}.hs-product-sticky{position:fixed;bottom:0;left:0;right:0;display:flex;justify-content:center;background:#fff;border-top:1px solid #d8e5df;padding:10px 20px;z-index:40;transform:translateY(110%);transition:transform .2s}.hs-product-sticky.is-visible{transform:none}.hs-product-sticky .hs-button{padding:12px 28px}.ref-buy{scroll-margin-top:30px}.ref-footer{padding-bottom:70px}a:focus-visible,button:focus-visible{outline:3px solid #2d7778;outline-offset:3px}@media(max-width:749px){.hs-brand-story,.hs-story-grid{grid-template-columns:1fr;gap:26px}.hs-brand-story{padding:45px 20px}.hs-brand-story h2,.hs-fit-section h2{font-size:30px}.hs-fit-grid{grid-template-columns:1fr}.hs-fit-section{padding:40px 20px}.hs-editorial h1,.hs-stories h1{font-size:36px}.hs-stories header{padding:28px 20px 40px}.hs-story{padding:40px 20px}.hs-story-flip img{order:0}.hs-story-grid h2{font-size:30px}.hs-story-final h2{font-size:31px}.hs-sticky{display:block;position:fixed;bottom:0;left:0;right:0;padding:10px 16px max(10px,env(safe-area-inset-bottom));background:white;z-index:40;border-top:1px solid #dde8e2}.hs-sticky .hs-button{width:100%;box-sizing:border-box}.hs-journal-brand{padding:18px 20px}.hs-journal-brand span{font-size:9px}.hs-editorial{padding:36px 20px}.ref-logo{font-size:23px}.hs-fit-grid h3{margin-top:10px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.hs-product-sticky{transition:none}}
.hs-compare-wrap{max-width:1000px;margin:30px auto;overflow-x:auto}.hs-compare{width:100%;border-collapse:collapse;background:white;text-align:left;border-radius:12px;overflow:hidden}.hs-compare th,.hs-compare td{padding:18px;border-bottom:1px solid #d9e7e3;font-size:15px;line-height:1.5}.hs-compare thead{background:#2d7778;color:white}.hs-compare th{font-weight:700}.hs-payment-list{display:flex;gap:9px;list-style:none;padding:0;flex-wrap:wrap}.hs-payment-list svg{width:40px;height:28px}@media(max-width:600px){.hs-compare th,.hs-compare td{padding:12px 10px;font-size:12px}}.pc--opt-out-form-container{min-width:0;max-width:100%;align-items:stretch}.pc--show-email-field{width:100%;max-width:100%;min-width:0}.pc--show-email-field label{max-width:100%;white-space:normal;align-items:flex-start}.pc--show-email-field input[type="checkbox"]{flex:0 0 18px}
.ref-article .article-template__content,.ref-article .article-template__author{overflow-wrap:anywhere}
@media(max-width:749px){.ref-article .article-template__content img{margin-left:0!important;margin-right:0!important;max-width:100%;height:auto}}
